APRIL VIP Plan

A full suite of benefits & cancellation reasons including some coverage allowances up to $1,000,000 or 175% of trip cost. Optional upgrades include Cancel For Any Reason, Sports/Business Baggage, plus many more.

Free Look Period: You may cancel your policy within 10 days of purchasing the plan for a full premium refunded, provided that there has been no incurred covered trip expenses and you have not left on your covered trip.

About the product

Who is this policy designed for?

Individuals or families that only buy travel insurance 1 or 2 times a year, will be traveling for no more than 60 consecutive days, like the peace of mind of having higher coverage limits, are prone to medical issues or accidents, like being able to cancel plans for ANY reason (upgrade), &/or may be renting a car (upgrade).

Benefits
  • Trip Cancellation & Interruption to cover 100% & 175% of your trip costs (respectively) for situations such as sickness, injury, or death, weather & natural disasters, terrorism or strikes, military duty, jury duty, involuntary job loss, documented theft of passports or visa, extended school year, & much more.
  • Emergency Medical Expenses of $250,000. Pre-Existing Conditions Waiver may be included if policy is purchased within 14 days of initial trip payment.
  • Emergency Evacuation/Repatriation coverage up to $1,000,000.
  • Trip Delay (6 Hours) coverage of $250 per day & up to $1,500 max.
  • Baggage & Personal Effects coverage up to $2,500. 
  • Baggage Delay (24 Hours) coverage for reimbursement of up to $750 per person for additional necessary items purchased while luggage was delayed.
  • Accidental Death & Dismemberment coverage of up to $50,000. 
  • Rental Car Collision coverage up to $50,000
  • Additional Optional Upgrades available: Trip Cancellation for Any Reason (where applicable), Trip Cancellation for Work Reasons
  • Sports & Business Equipment Baggage Coverage, & More.
Pratical Information

Age limit to purchase: Any age as long as at least one person on the policy is 18 years or older

Maximum consecutive days traveled:  60 days

Maximum trip cost: $20,000 per policyholder

Associated Services

Stress Less Benefits are included with this plan & allow our policyholders to often avoid going through a claims reimbursement process. Simply call, Skype, text, live chat, or email us when you encounter an insurable event while traveling, and we will coordinate and pay for your medical visit, flight change, hotel overnight, evacuation, or other service as covered by your policy.

24-Hour Assistance Services such as Lost Luggage tracking, Medical Referral, Embassy & Consular Services,  Identity Theft, plus many more are included with this plan.  For a full list of these services plus a description of each, please click on "General conditions."

Optional Service

Additional Optional Add-on Benefits: Trip Cancellation for Any Reason (where applicable), Trip Cancellation for Work Reasons, Sports & Business Equipment Baggage Coverage, & More.

List of excluded countries and/or states

Coverage is not available while traveling in the following countries: Cuba, Iran, North Korea, Syria and the Sudan.

General Terms and Conditions

This plan is underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231. Generali US Branch operates under the following names: Generali Assicurazioni Generali S.P.A. (U.S. Branch) in California, Assicurazioni Generali – U.S. Branch in Colorado, Generali U.S. Branch DBA The General Insurance Company of Trieste & Venice in Oregon, and The General Insurance Company of Trieste and Venice – U.S. Branch in Virginia. Generali US Branch is admitted or licensed to do business in all states and the District of Columbia.

Plan is available to residents of the U.S. but may not be available in all jurisdictions. Benefits and services are described on a general basis; certain conditions and exclusions apply. Travel Retailers may not be licensed to sell insurance, in all states, and are not authorized to answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. This plan provides insurance coverage for your trip that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. The purchase of this plan is not required in order to purchase any other travel product or service offered to you by your travel retailers. If you have any questions about your current coverage, call your insurer, insurance agent or broker. This notice provides general information on Generali’s products and services only.

The information contained herein is not part of an insurance policy and may not be used to modify any insurance policy that might be issued. In the event the actual policy forms are inconsistent with any information provided herein, the language of the policy forms shall govern. If you have any coverage questions, please contact APRIL Travel Protection at (866) 206-9308 or service@apriltravelprotection.com